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Planning your financial future

14th Nov 2006, 19:05 GMT

Question: I'm a divorced 51-year-old woman who needs advice about how to improve my financial future. The only advice I've gotten so far is from an adviser at my bank who has put $45,000 into some sort of annuity. I also have about $25,000 in a money-market account there and $55,000 in a managed portfolio of funds.

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